Fast fix-and-flip funding for investors nationwide
Short-term purchase and rehab loans with up to 90% of purchase and up to 100% of rehab financed. Clear terms, a direct line to your lender, and draws that keep your project moving.
Up to 100% financing (purchase + rehab) for top-tier investors (10+ completed flips, strong credit).
No property address needed to request terms · Business-purpose loans for investment properties only
Fix & Flip Program KEY TERMS
Maximums depend on experience, credit and scope of work. 100% financing is subject to ARV limits, credit and deal approval. All loans subject to underwriting.
From deal to draw in 3 steps
A simple process designed around how flippers actually buy.
Send your numbers
Share purchase price, rehab budget, estimated ARV and your flip experience. It takes about two minutes, and no address is needed.
Get a term sheet
We size the loan to your experience, credit and scope of work, then send a term sheet so you know your leverage and cash to close.
Close and renovate
We fund your purchase at closing and hold your rehab budget in escrow. Request draws as work is completed and verified by inspection.
Financing For All
Your track record shapes your leverage. We lend at every stage.
Newer investors
Starting out? We finance first-time flippers on the right project.
- No prior flips required for light and moderate rehabs
- Rehab budgets up to $100,000
- 680+ credit score
- Licensed real estate agents and contractors may qualify for improved terms
Experienced flippers
A verified track record unlocks higher leverage and bigger scopes.
- Up to 90% of purchase and 100% of rehab
- Heavy and extensive rehabs, additions and ADUs (with experience)
- Rehab budgets up to $500,000
- 660+ credit score
Top-tier investors
10+ completed flips and strong credit unlock our maximum leverage.
- Up to 100% financing of purchase + rehab
- All rehab scopes
- Rehab budgets up to $500,000
- Subject to ARV limits, credit and deal approval
Built for 1–4 unit residential flips
From a cosmetic single-family refresh to a gut rehab on a two-family, we finance the residential investment properties flippers buy most.
- Single-family homes
- 2–4 unit multifamily
- Condominiums and townhomes
- Planned unit developments (PUDs)
- Purchase transactions for investors
Lending nationwide
Headquartered in East Longmeadow, Massachusetts, we finance fix-and-flip projects in 39 states plus Washington, D.C.
- AL
- AR
- CO
- CT
- DC
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MO
- MS
- MT
- NC
- NE
- NH
- NJ
- NM
- NY
- OH
- OK
- PA
- RI
- SC
- TN
- TX
- VA
- WA
- WI
- WV
- WY
Not available in:
- AK
- AZ
- CA
- HI
- MN
- ND
- NV
- OR
- SD
- UT
- VT
Featured markets:
Will your flip pencil out?
Estimate your loan, cash to close, profit and ROI with our free deal analyzer.
A lender you can reach
Speed where it counts
Quick term sheets and a streamlined process built for competitive offers.
Transparent terms
You see your leverage, holdback and cash to close up front, in writing.
No prepayment penalty
Sell early and pay interest only for the time you had the loan.
Massachusetts based
Headquartered in East Longmeadow, MA, with a direct phone line, not a call center.
Have a deal under contract?
Send us the numbers. No property address is needed to get a term sheet.